Protecting Your Identity: A Guide for Canadians
In today's digital age, identity theft has become an increasingly prevalent concern for Canadians. While this may seem like something that will never happen to you, it is becoming easier and easier...
Debt Avalanche vs. Debt Snowball
When facing the daunting task of paying off multiple debts, choosing the right debt repayment strategy can make situation feel more manageable.
Home Ownership vs. Renting
The decision between buying a home and renting is one of the most significant financial choices Canadians face. With housing costs varying dramatically across provinces and cities, understanding the...
4 Steps to Take When Your Budget Won’t Balance
We've all been there - staring at the numbers, running the calculations again and again, only to find that our expenses still exceed our income. When your budget stubbornly refuses to balance, it...
Everything You Need to Know About the First Home Savings Account (FHSA)
The First Home Savings Account (FHSA) represents one of the most significant savings opportunities for Canadians looking to purchase their first home. Introduced as part of the 2022 Canadian Federal...
Step Down Budgeting: Spending Smart and Saving More
Have you ever wondered how something as simple as changing your shopping habits could transform your finances? The Step Down Method offers a refreshingly practical approach to cutting expenses without feeling deprived.
How to Set Financial Goals That Actually Work
Financial goals are the compass that guides your money decisions. Without them, you might find yourself wondering where your paycheque went each month and why it doesn't feel like you're...
What You Need to Know If You’ve Been Named an Executor
Being named as an executor in someone's will is both an honour and a significant responsibility. It means the deceased trusted you enough to handle their final affairs and ensure their wishes are...
5 Essential Strategies for Building Your Retirement Wealth
At Ataraxia Financial Wellness, we believe that financial empowerment starts with a clear, achievable plan for your future. Our mission is to help Canadians reduce money-related stress through education and strategic planning. Today, we’re sharing five essential strategies that can help you build a strong financial future while maintaining peace of mind along the way.